Difference Between a PUD and an HOA

August 14, 2023

Homeowners Community In the world of real estate, terms like PUD (Planned Urban Development) and HOA (Homeowners Associations) are frequently encountered but often misunderstood. Understanding the differences between these two can be vital for homeowners, buyers, and investors. In this post, brought to you by Heywood Community Management, located in Gilbert, Arizona, we will outline the distinctions between pud vs hoa, PUD ownership, what PUD stands for in real estate, and many more aspects related to PUD and HOA.

What is PUD? (What a PUD is and its key features.)

A PUD, or Planned Urban Development, is a type of community that integrates residential, commercial, and recreational spaces. PUD ownership typically includes both the property and the land it sits on.

Key features of a PUD community include:

  • Mixed Land Use: Residential and commercial properties are combined to promote community interaction.
  • Ownership Structure: PUD property owners have full ownership of their property and land.
  • Flexible Zoning: PUD zoning is usually more flexible, allowing for innovative building design and land use.

What is a Homeowners Association? (What an HOA is and its primary purpose.)

An HOA, or Homeowners Association, is an organization within a community that enforces rules and regulations for the properties and common areas within the neighborhood. The primary purpose of an HOA is to maintain the aesthetic appeal and overall value of the community.

HOA vs PUD: What Are the Differences?


PUD: Full ownership of the land and property. HOA: Ownership limited to the property itself, with common areas being jointly owned.


PUD: Optional membership in community amenities. HOA: Mandatory membership with a requirement to follow rules and pay fees.

Board of Directors

PUD: Generally more flexible, allowing homeowners greater control. HOA: Run by a board with strict guidelines.

Assessments and Fees

PUD: Varies depending on amenities and services. HOA: Regular mandatory fees for maintenance and community services.

Rules and Regulations

PUD: Fewer restrictions and guidelines. HOA: Strict adherence to community rules and standards.

How to Find Out Whether the Property You Are Interested In Is an HOA Or PUD?

Consult with a real estate professional or your local property records office to determine if a property falls under an HOA or PUD category.

Pros and Cons of living in a Planned Urban Development

Pros: More control over property, flexible zoning, diverse community. Cons: Potentially higher costs, fewer community standards.

Pros and Cons of living in a HOA

Pros: Maintenance of common areas, preservation of property values. Cons: Strict regulations, mandatory fees.


Whether you are leaning towards PUD or HOA, understanding the differences is vital in making an informed decision. Heywood Community Management, serving the Phoenix metro market, is here to assist with all your HOA management needs.


How do puds differ from condominiums?

PUDs offer ownership of the land, whereas condos only include ownership of the living space itself.

What is the object of planned unit development?

The objective of PUD is to create a mixed-use community that encourages interaction and innovation in design.

What are the characteristics of a PUD?

Characteristics include flexible zoning, ownership of property and land, and mixed land use.

How does PUD zoning differ from ordinary zoning?

PUD zoning allows for more creativity and flexibility in land use and design compared to traditional zoning.  

Heywood Community Management specializes in homeowners' association (HOA) management in Arizona and surrounding areas such as Gilbert, Chandler, Tempe, Mesa, Queen Creek, Scottsdale, Phoenix, and more. Heywood HOA Management has actively been a part of Arizona's Real Estate market since 1933. With a single focus on community association management, Heywood Community Management is dedicating its resources to raising the community management standard of quality.

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